Travel Insurance is a type of general insurance that provides financial protection against risks and losses that may occur during travel. It covers medical emergencies, trip cancellations, lost baggage, flight delays, and other unforeseen events that can disrupt your trip.

The purpose of travel insurance is to offer financial security and peace of mind to travelers. It ensures that unexpected incidents like medical emergencies, trip cancellations, or loss of belongings don’t burden travelers financially, allowing them to focus on their journey.

Travel insurance is important because:

It safeguards against unexpected expenses during a trip, such as medical treatments or trip delays.

It provides coverage for emergencies, ensuring you aren’t stranded without assistance.

It protects your investment in travel by reimbursing costs if your trip is canceled or interrupted.

It ensures access to emergency services like hospitalization, evacuation, or legal assistance in foreign countries.

Medical Coverage: Covers hospitalization, accidents, and even medical evacuation.

Trip Protection: Reimburses for trip cancellations, interruptions, or delays.

Baggage Protection: Compensates for lost, stolen, or delayed luggage.

Personal Liability: Covers legal expenses if you're held responsible for damages or injuries.

24/7 Assistance: Many policies provide round-the-clock helplines for emergencies.

Q1: Is travel insurance mandatory?
Travel insurance isn’t mandatory everywhere, but some countries, like Schengen visa countries, require it as part of visa approval.

Q2: Does travel insurance cover COVID-19-related expenses?
Many policies now include COVID-19 coverage, such as treatment or trip cancellations due to the pandemic.

Q3: Can I buy travel insurance after booking my trip?
Yes, you can purchase travel insurance anytime before your trip begins, but it's recommended to buy it early for maximum coverage.

Q4: Does travel insurance cover pre-existing medical conditions?
Some policies may cover pre-existing conditions if disclosed at the time of purchase, but it varies by insurer.

Q5: How do I make a claim?
To file a claim, notify the insurer, provide required documents like receipts, medical reports, or proof of loss, and follow the insurer's claim procedure.